As a home-based business owner, you might assume that since all of your equipment, inventory, money and records are locked up in your house that it’s safe, right? Well what about when you travel or are away from home for more than a day? While you can’t guarantee that your home will never be broken into, there are steps you can take to help it look a little less appealing for would-be burglars.
- Make it look like you’re home. An empty home is especially appealing to a thief, even more so if your house is dark. Consider leaving a few lights or a TV on so it appears someone’s home. If you’re concerned about wasting electricity, install timers to turn the lights on in the evening. Outside motion detector lights also help ward off surprise visitors, while installing a home alarm system may give you the peace of mind to travel without worry. Also, don’t forget to check those doors and windows. It sounds so basic but this is one of the common ways burglars enter your home.
- Don’t hide that spare key outside. You may think you have a clever place to hide that spare, but burglars are pretty clever themselves. They know the most common places to hide extra keys, or worse yet, could see you putting it under your doormat or in that fake rock in your garden. Giving a key to a family member or trusted friend isn’t a bad idea when you travel, especially in case of an emergency.
- Don’t advertise your absence. It’s fine (and a good idea) to tell a few trusted neighbors and friends if you’ll be out of town, but by posting it on Facebook or other social media sites, you may as well leave your front door open. Save the vacation photos for AFTER the trip.
- Keep valuables bolted down. If you have a home safe, you’re on the right track. But if you carried it into your house, a thief can carry it out. Consider investing in a bolt down safe, preferably installed in an inconspicuous or out-of-the-way location so it isn’t easily found by a burglar.
- Know what you have. Be prepared in the unfortunate event that a break-in occurs. Keep your records organized with duplicates in a secure location like a safe deposit box. Make a list or take photos of valuable items in your home office, especially equipment. If you go one step further and engrave your equipment with identifying numbers, it will be more difficult for the thief to sell, and easier to track back to you.
Keep in mind that most homeowners policies only cover your personal property and not your business equipment. You could be paying for the cost of a theft of your business equipment and valuables out of your own pocket. Don’t want to take that risk? Contact Lindbergh for your home business insurance needs.
- Security Statistics
- Does homeowners insurance cover stolen equipment?